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What are Commercial Grants?No matter what size project you have, funding is always an major factor. Most start up business ask where if any grants are available. In brief the main sourses of grants are from the following , The Governement , Eurpean Community, Regional Development Agencies, Lovcal Authorities ,Chamber of Commercce and County Enterprise Boards.There are numberous grants tailors to research and development , employment , training, and the young businesspeople. The area you are located in , is also a major factor , starting a business in areas known as Tier 1 or Tier 2 attracts particular regeneration granys , so before setting up your business you shopuld look into these areas. The route to obtaining a grant has been notoriously difficult in the past however there is now a national database which can be utilised to search for a particular grant which relates to you needs , there is also the option to go to a priivate company who will find any grants which relates to your business sector in your location. However before going to these agencies you must find out what service they cover and how much they change. When applying for funding for your project you will often be asked to complete a grant application or submit a business plan. The basic information the grant application will need will require will be such things as Management: key personnel, knowledge of the industry, their experience.Product or Service: details of the product or service on offer..Markets: description of the market and its size, customers, competitors. Sales forecasts should be supported by hard evidence and research .The Business: when started, results to date, borrowing history, existing commitments.Objectives and Strategy: business objectives, assumptions, longer term plans etc .Financial Projection: projections of at least one year's future performance together with supporting assumptions and evidence (order books). Projections should include profit and loss account, monthly cash flow projections.Finance Required: details of funding provided to date, total funding required based on projections.. Purpose of finance, detailing capital expenditure.Security Available: what assets are available as security (personal assets as well as business assets.Management Information Systems: accounting systems used by the business, ability to produce regular management accounts Loans- Frequently Asked Questions
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